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Understanding Long-Term Disability Insurance Claims

Millions of Americans suffer from disabilities that limit or prevent them from being able to perform their job. Long-term disability insurance protects employees who are unable to work for an extended period of time due to illness, injury or workplace accident by paying their loss of income. Many employed Americans have long-term disability insurance coverage […]

Published on January 26, 2018

Millions of Americans suffer from disabilities that limit or prevent them from being able to perform their job. Long-term disability insurance protects employees who are unable to work for an extended period of time due to illness, injury or workplace accident by paying their loss of income.

Many employed Americans have long-term disability insurance coverage through their employer. And if your employer does not offer this as part of the benefits package you can purchase Long-Term Disability Insurance on your own. Long-term disability insurance is a critical benefit to have in order to cover your income if you unexpectedly become unable to work.

How Difficult is it to Get Your Long-Term Disability Insurance Benefits if You Become Disabled and Unable to Work?

Obtaining your long-term disability insurance can be difficult and requires a complex claims process. The claims process can take months and is usually administered by a company or an in-house claims administrator. Whether your claim is approved or denied relies heavily on the Administrative Record. Once the Administrative Record is closed it can be used against your claim as evidence.

If you are employed and have long-term disability insurance, and you become disabled and unable to perform your job, call Daggett Shuler for help. We understand how to work with insurance companies, and we understand how Long-Term Disability Insurance Benefits work.

If you are looking to file for long-term disability insurance benefits, it is important to have an experienced long-term disability insurance lawyer helping you through the entire claims process.

At Daggett Shuler, our attorneys are experienced in handling ERISA and private long-term disability cases. Ideally, with employer-sponsored ERISA claims, we like to get involved as soon as the claims administrator denies the claim so that we can appeal the decision immediately. Call us today for a free consolation at 336-724-1234 and let an experienced long-term disability attorney at Daggett Shuler help you.

This allows us to develop the administrative record in the event a lawsuit has to be filed. If a long-term disability insurance benefits claim is denied through the administrative appeal process, then we have the experience and knowledge needed to litigate the claim.

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Client Reviews

Our attorneys have helped clients with legal support through workersโ€™ compensation, Social Security Disability, personal injury, car accident claims, and more. Our clients know that we stand beside them when they are going through a difficult time. Read reviews from real clients, and if you had a positive experience with Daggett Shuler Law, please consider leaving a review.

Thank You for Everything

I would like to take time to thank the staff at Daggett Shuler Attorneys at Law. To Megan Youngblood for helping me get my disability started; thank you so much for everything!

Olivia Winston

Outstanding

My experience with Daggett Shuler was amazing. James Cohn was the attorney I worked with for my workersโ€™ compensation claim. He is an awesome attorney. I was injured while on the job performing my duties with a local company, and the next Monday was fired because they did not want to pay my medical bills. After going to Daggett Shuler they looked after me throughout the process. The Daggett Shuler team was outstanding in their professionalism and empathy.

Dow Hines

Daggett Shuler Will Have Your Back

I was expecting it to take years to get disability and Daggett Shuler went above and beyond to get it as quickly as possible. They got the disability awarded in 6 maybe 8 months tops. I would recommend Daggett Shuler to anyone filing a disability claim. These guys will have your back for sure!

Noah Whittington

Made the Process Easy

From the time I called to the time everything was settled, Daggett Shuler made the whole process very easy. Griff was my attorney; he was very professional and handled my case very well. Iโ€™d recommend them for anyone in need of this service.

Lance Starling

Totally Awesome

My wife got approved for social security disability in 6 months with no appeals or denials. These guys are totally awesome. Totally recommend them for anything.

Steve Yates

Made the Process Easy

I was referred to Daggett Shuler by a family member and Iโ€™m glad they did! From the time I called to the time everything was settled, they made the whole process very easy They were very professional and handled my case very well. Iโ€™d recommend Daggett Shuler for anyone in need of this service.

Lance Starling

Went Above and Beyond

I have had really low vision my whole life and recently got to the point to where I couldnโ€™t work anymore. I was expecting it to take years to get disability and they went above and beyond to get it as quickly as possible. I would recommend Daggett Shuler to anyone filing a disability claim. These guys will have your back for sure! I wouldnโ€™t trust anyone else with your claim! Seriouslyโ€ฆ These guys are the best.

Noah Whittington

Outstanding Team

I was injured while on the job performing my duties with a local company, and the next Monday was fired because they did not want to pay my medical bills. After going to Daggett Shuler and being accepted for my claim, they took me in as family and looked after me throughout the process. The Daggett Shuler team was outstanding in their professionalism and empathy. David Daggett and Griff Shuler have put together an outstanding team.

Dow Hines

Very Helpful

Everyone was very helpful with my case, any questions I had were answered quickly and I could tell they really had my best interest in mind always.

Brittany Revalee

Fantastic Experience

I had a fantastic experience with Daggett Shuler. The dedication and professionalism shown throughout the process were truly remarkable. The way you handled every aspect of my situation put me at ease and instilled confidence in the outcome. Iโ€™m grateful for the expertise and support you provided. Thank you for your outstanding service!

Mansour Mansour

Couldn't Be More Pleased

A wonderful law firm who personally takes care of your issues. Workersโ€™ Comp can be a nightmare in so many ways so it is good to have an exceptional attorney with that experience guiding you through the process. Griff Shuler was my attorney and I couldnโ€™t be more pleased with the way he handled my case.

Pat Bovender

Awesome Staff

Awesome staff and very friendly. Took care of my needs without hesitation and helpful in every aspect! Thank you guys for all your hard work!

Cameron Dahmer

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