Insurance Claims

Are you sure your life annuity plan has you covered?

July 14th, 2017

An annuity plan is a commonly chosen alternative to a life insurance plan. The main difference is that instead of benefiting your family, life annuity plans benefit the insured party. Life insurance plans are there so the family and dependents are compensated in the event of the insured party’s death. The insured party pays for…

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Did You Know That Under Certain Circumstances A Life Insurance Policy Can Pay Out Benefits Prior To The Policy Owners Death?

May 18th, 2017

An Accelerated Death Benefit (ADB) allows the owner of a life insurance policy to receive a portion of their death benefit from their insurance company prior to death. In order for the policy holder to be considered for this they must be terminally ill, usually with a life expectancy of 2 years or less. Accelerated…

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When Life Insurance Benefits Are Unfairly Denied by the Insurance Company, Call Daggett Shuler for Help

September 13th, 2016

Purchasing a life insurance policy is an investment in the financial security of your loved ones in the event of your death. When you purchase life insurance, you do so under the assumption that your family will collect the benefits of your plan in a timely fashion after you pass away. Shockingly, recent investigations by…

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What If The Insurance Company is Unreasonable?

January 28th, 2015

What if the insurance company I am working with is being unreasonable? If the insurance company is unreasonable in settling my case, what can I do? If you do not feel the insurance company is acting reasonably and in good faith, you may wish to contact the North Carolina Commissioner of Insurance at 1-800-662-7777. Or you may wish to contact an attorney to learn your specific…

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Who Provides and Directs the Medical Treatment of the Employee?

January 21st, 2015

Who Provides and Directs the Medical Treatment of the Employee? If the employer or its insurance company has accepted the employee’s claim and is paying for medical expenses, then the employer or the insurance company generally provides and directs medical treatment in North Carolina. The Industrial Commission may allow an employee to change physicians or may approve a physician of the employee’s desire when proper…

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Protect Yourself Against Life Insurance and Annuity Scams

December 3rd, 2014

Daggett Shuler Injury & Disability Law Firm handles many types of complicated insurance cases that require us to stand up to the big insurance companies on behalf of our clients. Insurance policies are complex, and require review by an experienced attorney. There are many times when a policy is blindly signed, and in the end, it did not have all of the protections and coverages…

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What if a Car Insurance Company Disregards My Estimate from an Accident?

July 2nd, 2014

If my car is damaged in a North Carolina automobile accident, what if the insurance company disregards my estimate? Most companies will accept written estimates from legitimate car dealers or repair shops. However, in the event of a serious disagreement, you may want a written estimate from a professional appraisal service.

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Did You Know: Insurance Companies

June 22nd, 2014

Did you know that in North Carolina, if a case has to go to court, most of the time, the insurance company is never even mentioned? Hi, I’m North Carolina attorney David Daggett. In North Carolina, when there’s a case that’s being handled by an insurance company, and that case is not concluded or it’s denied, then the injured party has no choice but to…

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Did You Know: Contingency Fee Limits

June 19th, 2014

Did you know that there’s recently been some attempts to limit the contingency fee system in the United States? Hi, I’m North Carolina attorney David Daggett. We have what’s called a contingency fee system, which means ordinary individuals can hire a lawyer who will take a case on a percentage of the case. The reason we have that is because, quite frankly, ordinary people wouldn’t…

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