- What conditions are considered for Social Security Disability (SSD)?
While any illnesses, injury, or condition—if serious enough to limit one’s ability to work—may potentially qualify an applicant to receive Social Security Disability (SSD) benefits; the Social Security Administration (SSA) provides a wide list of impairments that potentially qualify for SSD benefits in their “Blue Book.” Please note that this list is not comprehensive.
- How much does Social Security Disability (SSD) pay per month?
The Social Security Administration (SSA) approves Social Security Disability (SSD) benefits on a case-by-case basis. They base the amount on an individual recipient’s past earnings, current earnings, and number of dependents. In 2018, most applicants who have been approved for SSD benefits receive between $700 and $1,700 each month—or $1,197 per month on average.
- What qualifies as a disability under Social Security Disability (SSD)?
Any illnesses, injury, or condition may potentially qualify for Social Security Disability (SSD) benefits. The Social Security Administration (SSA) considers an individual to be disabled provided their “disability has lasted or is expected to last for at least one year or to result in death.” A temporary disability expected to last more than one year may still qualify.
- What is the maximum income for Social Security Disability (SSD)?
The Social Security Administration (SSA) does not place a limit on how much a person receiving Social Security Disability (SSD) benefits can earn from investments, interest, or a spouse’s income. However, the SSA limits how much beneficiaries can earn through work to $1,180 per month for disabled applicants—or $1,970 per month for blind applicants.
- How long must I be out-of-work before I can apply for Social Security Disability (SSD)?
While many potential applicants believe they must be out-of-work for six months to one year before applying for Social Security Disability (SSD) benefits, the Social Security Administration (SSA) has no such requirement. However, applicants must demonstrate their “disability has lasted or is expected to last for at least one year or to result in death” to qualify.
- Can I work part-time and collect Social Security Disability (SSD)?
After what the Social Security Administration (SSA) calls the “trial work period,” recipients of Social Security Disability (SSD) benefits are limited to 45 hours of work per month—roughly 10 hours a week. In nearly all cases, the SSA limits how much beneficiaries can earn through work to $1,180 per month for disabled applicants—or $1,970 per month for blind applicants.
- How many hours can I work while I am on Social Security Disability (SSD)?
The Social Security Administration (SSA) provides Social Security Disability (SSD) benefits based on an applicant’s inability to work due to an illness, injury, or condition. These benefits compensate SSD recipients for their inability to work. The ability of recipients to work and receive SSD benefits is limited to 45 hours a month—or approximately 10 hours a week.
- How do Social Security Disability (SSD) payments work?
The Social Security Administration (SSA) provides Social Security Disability (SSD) benefits to those applicants who are unable to work due to an illness, injury, or condition—provided their “disability has lasted or is expected to last for at least one year or to result in death.” These benefits compensate SSD recipients for their inability to work.
- Can I lose my Social Security Disability (SSD) benefits?
Social Security Disability (SSD) benefits are not guaranteed for life. Beneficiaries must meet ongoing requirements to continue receiving benefits. The Social Security Administration (SSA) conducts reviews to determine if disabling conditions have improved and applicants can return to work. If you are no longer disabled under SSA guidelines, SSD benefits may cease.
- Can I own a home if I am on Social Security Disability (SSD)?
Unlike Supplemental Security Insurance (SSI), the Social Security Administration (SSA) does not apply an asset test for recipients of Social Security Disability (SSD) benefits. There is no limit placed on assets, cash, or resources that an applicant can own. Therefore, there is nothing to prevent beneficiaries from owning both the home and land on which they currently live.