How Much Uninsured (UM) and Under Insured Motorist (UIM) Coverage is Recommended?
We like to look at somebody’s individual financial situation, their ability to pay and those sort of things. But we typically think a minimum amount of coverage that somebody should have should be what’s called $100,000/$300,000 coverage, which means $100,000 per person, $300,000 per accident, no matter how many people are involved. Uninsured and underinsured coverage is available up to a million dollars of coverage.