Car Insurance Tips on Triad Today


Attorneys David Daggett and Griff Shuler of Daggett Shuler Law recently appeared on Triad Today to share the facts everyone should have about car insurance. Watch the segment: Car insurance is something many people purchase, and don’t think about again until an accident happens. If the worst does happen, you want to be covered in…

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5 Tips for Dealing with Insurance Adjusters After an Accident


When you have been involved in a motor vehicle accident, it is likely that you will begin to receive phone calls from an insurance adjuster representing the other party. They will wish to discuss the accident with you. It is important that you understand just what to say and do. Know Who You’re Talking To…

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What to Know About Uninsured & Underinsured Motorists in NC

people who have been in a car accident

When you find yourself involved in a car accident, it can be more than just inconvenient; it can be downright frustrating. Something that can help to ease the worry is the thought that the other driver has insurance in order to cover all of the costs of the accident. Unfortunately, this is not always the…

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How Do I Get a Copy of my Accident Report?

How do I get a copy of my accident report?  If the accident occurred inside the city limits, you should contact the Records Department of the local Police Department. The address for the Winston-Salem Police Department is: Winston-Salem Police Department, Records Section, 725 North Cherry Street, Winston-Salem, North Carolina 27101. The phone number is 336-773-7922. The address for the Greensboro Police Department is: Greensboro Police Department,…

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What is the Minimum Amount of Insurance Coverage Required in NC for Bike Accidents?

What is the minimum amount of insurance coverage required for cyclist accidents in North Carolina? The minimum amount of insurance coverage required in North Carolina is $30,000. Unfortunately, this amount may not cover all medical costs due to the fact that in an accident involving a cyclist, there may be severe injuries due to the lack of protection offered by a bicycle.

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If Involved in an Accident, Who Pays my Medical Costs?

Typically what you want to do is file all of your medical bills with your health insurance when you’re involved in an accident. The reason is, is because if you file all those, then the medical providers’ bills get paid, and it stays up to date. You don’t have bill collectors coming after you. Now, lots of insurance these days, they’re entitled to reimbursement when you recover from the…

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What does Uninsured andUnder-insured Insurance Coverage Involve?

What does uninsured and under-insured insurance coverage involve? Uninsured coverage means that your insurance company will pay if you get hit by an at-fault, uninsured vehicle. Under-insured coverage provides additional insurance if the at-fault driver who hit you does not have enough insurance.

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If My Insurance Company Denies My Car Accident Claim, What Can I Do About It?

If my car is damaged in a North Carolina automobile accident and the insurance company denies my claim, what can I do about it? Number 1, if you have collision coverage, you can turn your claim over to your collision carrier. Or number 2, if your claim is for less than $2000, you can file a claim in small claims court. You do not need…

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How Much Uninsured and Under Insured Motorist Coverage is Recommended?

How Much Uninsured (UM) and Under Insured Motorist (UIM) Coverage is Recommended? We like to look at somebody’s individual financial situation, their ability to pay and those sort of things. But we typically think a minimum amount of coverage that somebody should have should be what’s called $100,000/$300,000 coverage, which means $100,000 per person, $300,000 per accident, no matter how many people are involved. Uninsured and…

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The Difference Between Uninsured and Underinsured Motorist Coverage

Can You Explain the Difference Between Uninsured and Underinsured Motorist Coverage? The laws regarding uninsured motorist coverage and underinsured motorist  coverage are pretty complicated. In fact, the books covering that would fill this room. Uninsured motorist coverage covers you if you’re hit by an at-fault vehicle that does not have any insurance. Underinsured motorist coverage covers you when you’re hit by an at-fault vehicle and…

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