If a child is disabled and has little to no income or resources, they may qualify for financial assistance from the Social Security Administration (SSA) through Supplemental Security Income (SSI).
SSI provides monthly payments to individuals with limited income and resources who are blind or have a qualifying disability. Children under 18 may qualify for SSI if they have a medical condition recognized by the SSA as a disability and little to no income or resources. The income and resources of family members living in the child’s household are also considered and must fall within the eligibility limits.
How Does Social Security Decide if a Child Qualifies for Disability Benefits?
For a child to qualify for SSI, they first must be considered disabled by the SSA. For the SSA to consider a child disabled, the child must have a physical or mental condition that severely limits their activities. In addition, this condition must have lasted, or be expected to last, at least one year or result in death.
On top of meeting disability requirements, the child must meet income requirements. To qualify for SSI, the child must not be working or earning more than $1,470 per month in 2023. If the child is blind, they must not be working or earning more than $2,460 per month.
The parents’ resources and income are also considered in what the SSA refers to as “deeming.” During the deeming process, the SSA considers parents’ and stepparents’ earned income, unearned income such as benefits, and resources such as assets.
Once the SSA has decided, they will mail you a letter. It can take 3 to 5 months for SSA to decide on a child’s SSI disability claim.
How Do I Apply for SSI on my Child’s Behalf?
Filing for SSI on behalf of your child takes several steps, including compiling medical and school records and completing a disability interview. Although SSI can be potentially life-changing for disabled children in need, the application process can, unfortunately, be discouraging and confusing. That’s why it is crucial to have a Social Security Disability lawyer in your corner to protect your rights and walk you through the process from beginning to end.
We Protect the Disabled Children of the Triad
At Daggett Shuler, we care about the health and well-being of our neighbors. If you live in the Triad community and are struggling with your child’s disability, we’re here to help. Speak with us today for a free, no-obligation consultation. Together, we will build the strongest case and won’t get paid until you do.
Contact us today by calling our office at 336-724-1234 or submitting a contact form below for a free case evaluation.