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Do I Need Separate Insurance for my Bicycle?

Do I need separate insurance for my bicycle?

You probably do not need separate insurance for your bicycle. For accidents and liability, you should be covered by your automobile insurance policy. For theft and vandalism, your homeowners coverage will usually protect you, and will cover the replacement cost of the bike. However, remember that all policies have limitations and exclusions that may affect coverage.

Thank you Daggett Shuler. After dealing with workers comp for a year on my own after my injury, I was advised to call a lawyer. I’m glad I called Daggett Shuler.
Special Thanks to Michael and Sheila. From the beginning your hard work got the approval for the medical care I needed. Answering all my questions and keeping me informed every step of the way. The staff went above and beyond throughout my case. I highly recommend Daggett Shuler.

Brenda Veler