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Do I Need Separate Insurance for my Bicycle?

November 24th, 2014 Bicycle Accident

Do I need separate insurance for my bicycle?

You probably do not need separate insurance for your bicycle. For accidents and liability, you should be covered by your automobile insurance policy. For theft and vandalism, your homeowners coverage will usually protect you, and will cover the replacement cost of the bike. However, remember that all policies have limitations and exclusions that may affect coverage.

After my car accident, the amount of paperwork became overwhelming and quite stressful to keep up with. I contacted Daggett Shuler and was immediately put at ease. The meeting was set up very promptly and we were told to not worry and let them handle the details.

Once the portal was set up, I received frequent updates. If I had questions that could not be addressed by email, I would receive a phone call. I never felt rushed or that my questions were not important.

Upon completion of my case, I felt that everything had been done to ensure a proper outcome of my situation. Everyone in the office is polite, respectful and professional. I would highly recommend Daggett Shuler. They made a difficult time in my life much easier to deal with.

Anna Kirstine