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Do I Need Separate Insurance for my Bicycle?

November 24th, 2014 Bicycle Accident

Do I need separate insurance for my bicycle?

You probably do not need separate insurance for your bicycle. For accidents and liability, you should be covered by your automobile insurance policy. For theft and vandalism, your homeowners coverage will usually protect you, and will cover the replacement cost of the bike. However, remember that all policies have limitations and exclusions that may affect coverage.

I’m extremely satisfied. I could call or email and I would always get a quick reply. My attorney was always ready to answer any questions I had. Attorney Hummel was there for me at a time when I didn’t know where to turn. He and his assistant always listened and gave me comfort through my difficult time. I highly recommend Daggett Shuler.

Bonnie Boles